When we come first of all to consider Maha Lakshmi in Her cosmic aspect as Avidya-Maya who has to preserve the world-process which has evolved out of the Supreme Being, we find that She is conceived of as all the various things that are necessary to have a prosperous and successful life upon this earthplane. We have the conception of Mahalakshmi in Her eightfold forms and the Hindus refer to Her as the Ashta-Lakshmi. For the sustenance of life upon this earth the most important thing is food. All beings live upon this physical plane through the nourishment derived from physical food and the chief source of food upon earth is grain that is cultivated. The grain is Dhaanya..
Therefore, Mother is worshipped as Dhaanya-Lakshmi. It is a common sight to see upon a particular day in the year set apart for this specific purpose, the cultivator and all the people worshipping the freshly-cut sheaves of golden corn, wheat grains, or rice grains that has been gathered at harvest-time. It is a very joyous festival. The first crop of golden corn which has filled the field is cut, taken up with great ceremony, with music and rejoicing and it is brought to the house wherein all the ceremonial worship due to a deity is offered to it. Thus Mother in Her universal aspect as life-sustaining grain is regarded as the most important factor and in this form Lakshmi is manifest in this world of ours.
Secondly, for all human dealings, in society, both local and international, money or wealth is of paramount importance. Without wealth man cannot live with happiness, prosperity and success. He cannot undertake any works; and therefore, Mother is also conceived of as Dhana. It means wealth in any form—in the form of coins, goods—all valuable things. Thus wealth also is revered and worshipped in society.
The Mother in these various forms is worshipped by different classes of people in India. The Hindu society is based upon the beautiful plan of Varnashrama. There is a general division of labour in the whole society as it is and different aspects of national life are entrusted to different sections of the community and in Her eightfold aspects as Dhaanya-Lakshmi, Dhana-Lakshmi, Dhairya-Lakshmi, Vidya-Lakshmi, Jaya-Lakshmi, Veerya-Lakshmi, Gaja-Lakshmi and Saubhagya-Lakshmi,
Mother is worshipped in the form of life-giving grain, of wealth, of Apara-Vidya (knowledge of arts and sciences which is very essential if one must live a civilised and happy life—all knowledge pertaining to this material universe is Mother in the form of Vidya), of Dhairya (to utilise wealth and knowledge one must have enterprise), of Veerya (vitality or virility), of Gaja (royal power or the power of royalty), of Jaya (the power of victory over adverse circumstances, obstacles that stand in the way of a happy, prosperous and successful life) and of Saubhagya (prosperity in general). In these eight aspects, the power of the nourisher and sustainer Lakshmi is manifest in the world of human beings.
The Kshatriya worships the Mother in the form of victory-giving weapons; to him the sword and all the other weapons are the victory-giving manifestations of Mahalakshmi. To the Vaishya who belongs to the third social order, who carries on commerce and business in human society, the great power is the power of money; therefore, a day is set apart to specially worship Goddess Lakshmi in this aspect of money, by them. It is a common sight on Deepavali and Lakshmi Puja, especially in wealthy cities like Bombay, when silver coins would be put into a heap and worshipped as any deity would be worshipped by the devout Hindu, as the visible manifestation of Divine Mother Lakshmi Herself. The fourth class, Sudras, worship Lakshmi as grain which they help to produce. By the Brahmin who is the trustee of knowledge and who is to impart knowledge to all people Mother is worshipped in the form of Vidya and as books. Implements of machinery, every sort of Ayudha that help to keep life going upon earth, are also worshipped on Ayudha Puja day. The conception of the Motherhood of God in its aspect as the preserving and life-sustaining form is thus practically demonstrated in the Hindu society in these various ways.
Mother is worshipped in the form of life-giving corn, of wealth, of Apara-Vidya (knowledge of arts and sciences which is very essential if one must live a civilised and happy life—all knowledge pertaining to this material universe is Mother in the form of Vidya), of Dhairya (to utilise wealth and knowledge one must have enterprise), of Veerya (vitality or virility), of Gaja (royal power or the power of royalty), of Jaya (the power of victory over adverse circumstances, obstacles that stand in the way of a happy, prosperous and successful life) and of Saubhagya (prosperity in general).